Skip to main content

Credit Reporting Agencies

A credit report of 765 sits on a desk with a computer keyboard and glasses
Michigan Attorney General Logo

Credit Reporting Agencies

Credit reporting agencies compile your credit history which is used to establish your credit score. 

  • Block fraudulent information from appearing on one or all three of your reports;
  • In request to block, you should send:
    • A copy of the police report;
    • Letter telling what info is fraudulent and request to have information blocked; and
    • Proof of your identity.
  • Instruct information providers of blocked fraudulent information; and 
  • Creditors cannot turn over debt to a collection agency for fraudulent information that has been blocked by a credit reporting agency.