New Hires and employees returning from a Leave of Absence with a start date outside of the annual Benefits for Life open enrollment will need to wait until the next open enrollment to make elections in most benefits.
Employees can enroll in Auto and Home Insurance, Accidental Death and Dismemberment Insurance (AD&D), and Pet Insurance at any time throughout the year. Employees can also enroll in Supplemental Term Life Insurance and Identity Theft within 60 days of your hire date. To enroll in any of these benefits call 888-825-8395 (888-VALUE-95).
The effective date of coverage will be the 1st of the month following receipt of your enrollment for Accidental Death & Dismemberment Insurance (AD&D), Supplemental Life Insurance & Identity Theft. The effective date of coverage for Auto and Home and/or Pet Insurance is dependent upon on when you enroll.
2025 Active Employee BFL Open Enrollment: March 10, 2025 - March 28, 2025
| Benefit Plan | Payroll Deduction Begins | Policy Effective Date |
| Trustmark - Accident Insurance* | May 22, 2025 | June 1, 2025 |
| Trustmark - Universal Life Insurance* | May 22, 2025 | June 1, 2025 |
| Trustmark - Critical Illness Insurance* | May 22, 2025 | June 1, 2025 |
| Trustmark - Hospital Indemnity Insurance* | May 22, 2025 | June 1, 2025 |
| LegalShield - Legal Plan | May 22, 2025 | May 1, 2025 |
| IDShield - Identity Theft | May 22, 2025 | May 1, 2025 |
| MetLife - AD&D Insurance | June 5, 2025 | June 1, 2025 |
| MetLife - Supplemental Term Life (Note: Employees applying for more than the GI amount can take an additional 2-6 weeks based on the underwriting review) |
June 5, 2025 | June 1, 2025 |
| MetLife - Pet Insurance | Determined upon enrollment | Determined upon enrollment |
| Liberty Mutual & Farmers GroupSelect - Auto/Home Insurance | Determined upon enrollment | Determined upon enrollment |
| Abenity - Discount Plan | No Charge | Upon registration** |
If a change in coverage, new enrollment, or policy termination takes place outside of the annual BFL Open Enrollment, it can take up to two pay periods for any associated premium deduction change to reflect on the employee's earning statement.
