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Two plans for State Employees

  • ORS administers two different retirement plans for State of Michigan employees: a Defined Benefit (DB) plan and a Defined Contribution (DC) plan. Use the information below to determine which plan(s) you belong to, and to link to the website for that plan.



      Take me to the DB website   Take me to the DC website  

     

    You're a member of the Defined Benefit (DB) plan if you were hired before March 31, 1997, and you:

    • Elected the DB Classified plan under P.A. 264 of 2011.

    • Elected the DB 30 plan under P.A. 264 of 2011 and you have not yet reached 30 years of service.


     

     

    You're a participant in the Defined Contribution (DC) plan if you:

    • Were newly hired by the State of Michigan on or after March 31, 1997.

    • Began your state employment under the DB plan and chose to transfer to the DC plan under P.A. 487 of 1996. (You retain the DB insurance Subsidy.)
     


    You're a member of the DB plan AND a participant in the DC plan if you:
    • Elected the DB 30 plan under P.A. 264 of 2011 and you have reached 30 years of service.
    • Elected the DB/DC Blend plan under P.A. 264 of 2011, and thus became a DC plan participant April 1, 2012.
    • Began your state employment under the DB plan, left, and then returned to state employment on or after January 1, 2012, and before January 1, 2014.

    If you returned to state employment on or after January 1, 2012, go to Returning to State Employment to find out how your retirement benefits are affected.

Other Items of Interest

  • About the State Employees' Retirement SystemThe State Employees' Retirement System is a statewide public employee retirement plan administered by the Office of Retirement Services.
  • Retirement Act: Public Act 240The operation of State Employees' Retirement System is controlled by the State Employees' Retirement Act—Public Act 240 of 1943, as amended.
  • Board InformationThis board provides oversight of the Defined Benefit plan in the State Employees Retirement System.
  • ConnectionsRead the latest Connections, the newsletter we deliver twice a year to our retirees.
  • Comprehensive Annual Financial Reports (CAFRs)The Comprehensive Annual Financial Reports contain a wealth of interesting figures and statistics about the State Employees' Retirement System.
  • Office of the State EmployerThis state office oversees contract negotiations with bargaining units for the state workforce. Its Employee Health Management Division assists employees with work-related illnesses and injuries and nonduty disabilities. OSE also manages the Employee Services Program.
  • Civil Service Commission (CSC)In addition to recruiting and hiring state employees, the CSC offers employee training, including seminars on planning and investing for retirement. The Employee Benefits Division of the CSC negotiates health insurance contracts for both active and retired state employees.
  • ING DOC iconING is a leading provider of pension plans and was selected by the state to administer the 401(k) Defined Contribution plan and the 457 Deferred Compensation Plan. ING also offers services like investment counseling and round-the-clock customer service.


The retirement plan information that appears on ORS websites is intended to summarize basic provisions of Public Acts 300 of 1980, 240 of 1942, 182 of 1986, and 234 of 1992, as amended. Current laws, rates, and factors are subject to change. Should there be discrepancies between the information reflected here and the actual law, the provisions of the law govern.



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