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Welcome

Welcome to the ORS website for state of Michigan employees who are in the Defined Benefit plan. (Not sure if you're in the Defined Benefit or 401(k) Defined Contribution plan? Click here).

We encourage you to and come back often for important information.


FAQs
  1. What are ORS office hours?
  2. When will my pension payment arrive?
  3. What is the difference between the Defined Benefit and Defined Contribution plans?
  4. When can I retire?
  5. How much will I get?
  6. What does "buying time" mean?
  7. Can I get a refund or borrow from my account?
  8. What does my survivor need to do when I die?
  9. I am ending my employment with the state. Can I get a benefit?
 

What's New
October 2009 Connections is Published

The Office of Retirement Services is pleased to announce the publication of the October 2009 issue of Connections, our semiannual retiree newsletter.

Articles in this issue include:

  • Study findings

  • Message From the Director

  • Save resources, stay local

  • Calling volunteers

  • Ask an Expert

  • When to Contact ORS 

  • Tracking your assets

Published on October 6, 2009


2009-2010 Insurance Rates

The 2009-2010 Insurance Rates are now available on the Michigan Civil Service Commission website.

Published on September 15, 2009


Temporary Layoff Information
The temporary layoffs that are part of Executive Order 2009-22 will affect your Defined Benefit pension differently, depending on whether your employee group will experience multiple one-day layoffs with days of work in between or a string of consecutive layoff days.

Multiple One-Day Layoffs
Section 38.1e(1) of the State Employees Retirement Act says "A member's final average compensation shall not be diminished because of required 1-day layoffs."

Your pension is calculated based on the average of your highest three consecutive years of earnings with the state. This is called your final average compensation, or FAC. If your employee group experiences multiple one-day layoffs with days of work in between, the Office of Retirement Services will calculate your final average compensation using your rate of pay in effect on the days you are laid off as if you had worked on those days. Up to 240 hours of annual leave may also be included in your FAC amount, as long as your FAC period is the last three years of employment.

You will earn service credit for these hours as if you have worked those hours.

Consecutive Layoff Days
Section 38.1c of the State Employees Retirement Act defines a "designated temporary layoff" as a layoff "that does not exceed one month and has a fixed, predetermined, and announced recall date."

Section 38.1e(1) of the Retirement Act states that "The compensation used in computing the final average compensation for a period during which a member is in a voluntary or involuntary pay reduction plan A or on a designated temporary layoff shall include the value of the hours not worked calculated at the member's hourly rate or rates of pay in effect immediately before the applicable final average compensation period."

For example, if your three-year FAC period included six consecutive temporary layoff days, the Office of Retirement Services would go back and pick up six days immediately prior to the three-year FAC period to provide you with a full three years of compensation to calculate your FAC amount. Up to 240 hours of annual leave may be included in your FAC amount, even though your FAC period extended beyond the three years immediately preceding retirement.

You will earn service credit for these hours as if you have worked those hours.

Visit the Civil Service Commission website for a further explanation of any layoff provisions.

Published on May 20, 2009


Where are you?

In an effort to keep our records up-to-date and accurate, we are trying to contact inactive members who may not have a current address on file. If you previously worked for the state of Michigan and are not eligible to receive a pension, you may still have contributions on deposit because of that work and it is important that we have up-to-date contact information for you. See if your name is on our list of people we are attempting to contact.

Published on June 11, 2008






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