Nearing Retirement

Log in to your State of Michigan 401(k) and 457 Plans (the Plans) account.

Get Ready to Retire webinar
Congratulations! You’re getting close to retirement. Register for the Get Ready to Retire webinar. The webinar was created for State of Michigan employees and is presented by Voya Financial’s Michigan-based education team.

ORS retirement application forms
Check out the three forms you should read and the three forms you should complete and send to the Michigan Office of Retirement Services (ORS) three months before you retire.

Call ORS at 800-381-5111 for questions about applying for retiree health, dental, vision, and prescription drug insurance, and naming your life insurance beneficiaries. 

Voya Financial
800-748-6128

The Michigan Office of Retirement Services partners with Voya to offer your Defined Contribution (DC) Plan and help you save for retirement within the Plans.

Log in to your Plans account.

Learn about the key features of your retirement plan. Find the Plan Highlights e-book that’s right for you.

• Defined Contribution (DC) — Personal Healthcare Fund.
• Defined Contribution (DC) — Subsidized Retiree Insurances.

Not sure which plan you’re in? Use this chart to find your state employee retirement plan and your Plan Highlights e-book.

Designate a beneficiary for your 401(k) and/or 457 Plans.

View the 401(k) and 457 Plans forms.

View the 401(k) and 457 Plans publications.

View the Voya newsletter for State of Michigan 401(k) and 457 Plans participants.

Register for a Voya webinar presented by Voya’s Michigan-based education team.

Call Voya at 800-748-6128 to:

• Speak with a Voya representative.
• Report the death of a Plans participant.

Michigan Civil Service Commission
877-766-6447

While you’re actively working, the Civil Service is your resource for information on active employee benefits other than the DC retirement plan.

Visit the Civil Service’s website for information about your active employee benefits.

Visit the HR Gateway and log in to HR Self-Service to view your earnings statement, verify your total hours and annual leave, and update your life insurance beneficiary.

Learn about health insurance benefits in retirement.

Call the MI HR Service Center at 800-766-6447 to:

• Ask questions about your active employee benefits.
• Ask about converting your active life insurance to a higher benefit amount when you retire.
• Report the death of a State of Michigan employee.

Michigan Office of Retirement Services
800-381-5111

The Michigan Office of Retirement Services (ORS) administers retirement programs for Michigan’s state employees.

Apply for active-duty military service credit. 

Learn about the health, dental, vision, and prescription drug insurance options in retirement. 

Call ORS at 800-381-5111 to:

• Request a DC disability retirement packet and apply for retirement based on disability.
• Ask questions about applying for retiree health, dental, and vision, and prescription drug insurance, and naming beneficiaries for your retiree life insurance benefit.
• Request your DC retirement packet or print the documents in the Nearing Retirement section of our Forms and Publications page.
• Report the death of a DC Plans participant.
• If your healthcare benefit in retirement is the Personal Healthcare Fund, review the Personal Healthcare Fund Guide to learn about your options.
• If your healthcare benefit in retirement is the graded premium subsidy, review the Graded Premium Subsidy Guide to learn about your options.