You may request that information by faxing, writing, or calling the Michigan Office of Retirement Services (ORS). Be sure to include your Social Security number and date of birth in any correspondence and state that you are a member of the Judges' Retirement System.
You may request that information by faxing, writing, or calling ORS. Be sure to include your member ID and date of birth in any correspondence and state that you are a member of the Judges' Retirement System. Visit Contact ORS for address information.
The age and service requirements to receive a retirement allowance are:
You may request that information by faxing, writing, or calling ORS. Be sure to include your Social Security number and date of birth in any correspondence and state that you are a member of the Judges' Retirement System.
You may defer your pension if:
If you defer, you will be eligible for a pension at age 55 if you have at least 18 YOS, the last 6 years continuous; otherwise, aged 60. There is no advantage to deferring your pension once you have met the age requirement. Delaying your application until age 62, 65, or older will not increase your monthly pension. By delaying, you lose the payments you could have received had you retired at age 55 or 60.
Pension payments are made around the 25th of each month, for that month.
A member must have 8 years of service (YOS) to qualify for a retirement benefit. In each example below IRS limits may apply. Note: Very highly compensated employees may be subject to IRS limits. IRS Code Section 401(a)(17) restricts the amount of annual compensation that can be used to calculate a pension. Section 415(b) sets the maximum amount of pension that can be paid. If you are a very highly compensated employee, please contact ORS for further information.
Retirement Calculation 1
Plan 2, 3, 4, and 5 members (state court administrator, Michigan Supreme Court justices, Michigan Court of Appeals, circuit, recorder's, district court judges, and probate judges who took the bench after Nov. 11, 1983): If fewer than 12 YOS, 3% of your annualized final compensation multiplied by the number of years and fraction of a year (whole months) of credited service. If you have 12 or more years of credited service, 50% of your annualized final compensation plus 2.5% of your annualized final compensation multiplied by the number of years and fraction of a YOS in excess of 12 years of credited service. Maximum benefit is 60% of retirement salary.
Retirement Calculation 2
Plan 1 members (state officials): 30% of your annualized final compensation plus 3-3/4% of your annualized final compensation multiplied by the number of years and fraction of a year (whole months) of credited service in excess of 8 YOS. Maximum benefit is 60% of retirement salary.
Retirement Calculation 3
Plan 7 members (former Probate Judges' Retirement System members under 3.5% formula who do not belong to a county retirement plan): 3.5% of your annualized final compensation multiplied by the years and fraction of a year (whole months) of post-1983 service under the 3.5% plan plus remaining pre-1983 service, if any, multiplied by 3% (not to exceed 40%). The total pension of a Plan 7 member cannot exceed 66 2/3% of final salary.
Retirement Calculation 4
Plan 6 members (Former Probate Judges' Retirement System members under 3% formula): 3% of your annualized final compensation multiplied by the number of years and fraction of a year (whole months) of credited service, not to exceed $15,000 or 40% of your final compensation, whichever is greater. However, the pension of a Plan 6 member when added to a retirement benefit payable under a county retirement plan cannot exceed 66 2/3% of final compensation.
You may request a written pension estimate by faxing, writing, or calling ORS. Be sure to state that you are a member of the Judges' Retirement System and include:
You may request this information by faxing, writing, or calling ORS. Be sure to include your Social Security number and date of birth in any correspondence and state that you are a member of the Judges' Retirement System. Indicate that income verification is needed for court case, mortgage, etc.
Active members may nominate or change their beneficiary by completing a Beneficiary Nomination (R0400B) form.
For active members, your court address is the address of record. We do not maintain a record of home addresses.
Active members may correct or change their beneficiary by completing a Beneficiary Nomination (R0400B) form.
Send a copy of your birth certificate to confirm your date of birth. Alternate documents that may be submitted to confirm your birth date are a baptismal record or a passport/naturalization record.
If you leave judicial service before you meet the service requirements for regular retirement at age 55, the plan allows you to retire with a reduced pension under the following conditions:
If you retire under the early reduced retirement provision, there is a permanent reduction of the pension amount you would have received had you deferred your pension until age 60. The permanent reduction is one-half (0.5) percent for each month you retire before your 60th birthday.
If you qualify for an early reduced retirement and deferred retirement, you can choose to receive a reduced pension immediately OR you can defer your full pension until age 60. You can compare both pension amounts to see which is best for you. You may request this information by faxing, writing, or calling ORS. Be sure to include your Social Security number and date of birth in any correspondence and state that you are a member of the Judges' Retirement System.
Service you performed for a governmental agency does not qualify for buy-in credit. However, under certain conditions, you may combine Michigan governmental unit service with Judges' Retirement System service to qualify for a pension. You can use governmental unit employment to qualify for a pension, but not to calculate your pension amount. The conditions that must be met are:
If your governmental unit service meets these requirements and that service combined with your Judges' Retirement System service qualifies you for a pension you would not receive otherwise, you should provide a letter from the governmental employer verifying your dates of employment and stating that you have retirement contributions on deposit from a contributory plan or your service remains in force from a noncontributory plan.
If you took a refund of the contributions representing your other governmental unit service, you may wish to contact your previous employer concerning repayment. Under the provisions of the Reciprocal Act 88 of 1961, you may be eligible to make repayment.
You may request this information by faxing, writing, or calling ORS. Be sure to include your Social Security number and date of birth in any correspondence and state that you are a member of the Judges' Retirement System.
If you submit your retirement application after you leave judicial office (elected office), your retirement effective date will be 30 days after the date your retirement application is received by the Judges' Retirement System. There is no provision for retroactive payment of benefits. You should consider filing your retirement application before the first of the month prior to your retirement date and terminating your judicial service on the last day of the month, then there will be no break between your last pay for judicial service and the effective date of your pension.
You may request an application by faxing, writing, or calling ORS. Be sure to include your Social Security number and date of birth in any correspondence and state that you are a member of the Judges' Retirement System.
MCL Sections 168.421, 168.441, and 168.467k require you to file a written notice containing the effective date of your resignation with the court administrator and a copy with the governor and secretary of state. Contact your human resources representative if you have questions.
Yes. If you want to cancel your retirement you must notify ORS in writing before the first pension payment is issued.
To change your retirement effective date, you must send a written request to ORS containing your name, Social Security number, and your new date of retirement. If you requested enrollment in the health, dental, or vision insurance plans, you must also indicate the new date you want the insurance to be effective.
Pension payments are issued by the Michigan Department of Treasury. You should receive your first payment around the 25th of the month in which you retire, for that month.
You state the date you wish to retire on your retirement application; however, your retirement effective date cannot be earlier than the first day of the month following the date:
You may request this information by faxing, writing, or calling ORS. Be sure to include your Social Security number and date of birth in any correspondence and state that you are a member of the Judges' Retirement System.
Prior to the effective date of retirement, you may choose one of the following retirement allowance payment options:
Straight life allowance: Pays you the highest monthly retirement allowance you can receive for your lifetime and terminates with your death. However, if you elect a straight life allowance, your surviving spouse will be eligible to receive a survivor's benefit equal to 50% of your retirement allowance. If there is no surviving spouse, unmarried children younger than age 19 will be paid the survivor's benefit in equal shares.
Option A (100% survivor allowance): Pays you a reduced retirement allowance for life, then continues to pay the same amount to your beneficiary after you die.
Option B (50% survivor allowance): Pays you a reduced retirement allowance during your lifetime. After your death, your beneficiary receives a monthly retirement allowance equal to one-half of the retirement allowance you received during your lifetime.
Your retirement application, Judges Retirement Application (R0169B), provides a list of eligible beneficiaries. You must designate a beneficiary on the application, regardless of your pension option.
Under the straight life option, only your spouse (or eligible dependent children if there is no surviving spouse) is entitled to a survivor's benefit.
Under options A and B, you may designate any of the following as a retirement allowance beneficiary: spouse, child, brother, sister, or parent. If there is no eligible beneficiary for monthly survivor benefits, any person(s) may be named as a refund beneficiary.
If you die before the total pension amount you have received equals or exceeds your personal accumulated contributions and interest on deposit when you retired, your refund beneficiary receives the balance in a lump-sum payment.
You cannot change your retirement option or survivor pension beneficiary after ORS processes your first pension payment.
If you want to change your option and the retirement effective date has not occurred, you should request a new Election of Pension Option form. The form must be on file prior to the retirement effective date.
If the retirement effective date has occurred but first payment has not been issued, call ORS for instructions. After first payment has been issued, there is no legal provision that allows a change.
Generally, recent retirees who believe their pension was incorrectly calculated should send a letter stating what they believe the correct pension amount is with an explanation of how the amount was calculated. You may do this by faxing, writing, or calling ORS. Be sure to include your Social Security number and date of birth in any correspondence and state that you are a member of the Judges' Retirement System.
If you get divorced, the court may order that a portion of your pension be paid to an alternate payee such as a former spouse or dependent child. If you are an active or deferred member, this order is known as an Eligible Domestic Relations Order (EDRO). If you are retired, the court order is known as a Domestic Relations Order (DRO). ORS has developed downloadable, fillable forms to allow you and your attorney to create accurate and complete EDROs or DROs that can be administered under the retirement statutes:
Eligible Domestic Relations Order (EDRO) (R0259B)
Eligible Domestic Relations Order: Background and Instructions (R0911X)
Domestic Relations Order (DRO) (R0323X)
Domestic Relations Order to Void the Survivor Option Only (R0914CGB)
Domestic Relations Orders: Background and Instructions (R0912CBG)
These are the preferred documents to file with ORS. They are the fastest, most efficient way to complete your filing. Complete it online, save it, print it, then take the printed copy to the court for the judge's signature.
