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Women & Retirement

Women & Retirement

The Michigan Office of Retirement Services (ORS) and Voya Financial partnered on a campaign focusing on women and retirement.

The campaign centered on the importance of women actively engaging in planning for their retirement. We identified some tips and strategies to encourage women to actively prepare and save for their retirement.

It's important for everyone to plan for their future, but it is especially important for women. Some reasons why preparedness matters:

  • Women may enter the workforce later than men.
  • Women are more likely to take time off to care for elderly parents or to raise children.
  • Women tend to live longer than men.
  • On average, women spend more years in retirement than men.

While this campaign is geared toward women, the principles of achieving big goals by taking a series of small steps are relevant to everyone. We encourage you to follow us on Facebook, X, Instagram, and YouTube. Share this site with others in your life you think would benefit from these messages.

Remember, retirement is a journey; we are here to help you along yours.

Women and Retirement resources

Woman hugging dog

Deciding your retirement age

Retirement top risks

5 steps to get ready for retirement

Deciding when to retire

What's the best age to retire?

December image

Retirement catch-up

Catching up on retirement

IRS retirement catch-up 

MPSERS & SERS

Women with children

Saver's tax credit

Saver's tax credit

Tax savings for those who need it most

Campaign header February

Retirement planning for women

Planning for retirement

Women's retirement planning

What are your plans for your financial future?

W&R_image_March

Invest in yourself

Choosing a Financial Advisor

Creating Better Saving Habits

Simplify Your Financial Life

Are you ready to embrace retirement?

Woman smiling while driving

Save wisely

Will your future self be happy with the choices you’re making now?

Woman and child playing

Caregiving and employment breaks

Family meeting checklist flyer

Needs planning checklist

Closing the resource gap for caregivers

What are your retirement plans as a caregiver?

Black mother smiling with her daughter outside.

Taking loans

Taking Loans From Your Savings Plans

Journey to Retirement: Loans from your 401(k)

Paying for big expenses

Three mature women smiling at the beach.

Start where you are

Saving For Retirement

The Cost of Waiting

Take Aim at Your Retirement

It’s never too early (nor late) to start planning

Woman with a child holding a piggy bank

Social Security

Social Security for Women

What Every Woman Should Know

Voya Financial Your journey to retirement

Voya Financial on Social Security

Understand the basics of Social Security

What does Social Security mean for you?

Middle aged couple at a laptop with teenage son peering over their shoulder.

Discuss your financial options

Is your family aware of your plans?

Wrap-up: Five things you should do

Women & Retirement: Five things you should do.

Five things you should do

ORS and Voya feel it's important to help women better prepare for retirement. While education is an important first step, the next steps in your retirement journey are even more important – taking action.

Set aside time now to take one of these action steps:

We hope the information we have shared here has helped empower you in navigating your retirement journey. Small steps taken today will help your big plans happen.