How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
Search is currently unavailable. Please try again later.
The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
Yes. However, if an issuer does provide separate templates, the items used by both markets must be provided in each market’s templates and be exactly the same. For example, if an issuer’s individual and small group market both use a service area MIS001 then that service area must be exactly the same on both the individual and small group template. Issuers may not change the templates after the initial submission unless requested by DIFS or CMS.
No. An issuer in both markets may withhold or revise specific rules for individual market products until the May 9 deadline for the individual market. Issuers must at a minimum provide the base rules in row 10 and specific rules for small group products in their small group submission and these items cannot be modified unless required by DIFS.
