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What Your Survivors Should Know |
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When you applied for your pension, you chose either a straight life option, which provides no ongoing benefit after your death, or one of the survivor options, which continues payments and insurance for the lifetime of the person you named as your survivor pension beneficiary.
Whether ongoing benefits are due or not, your survivor should contact us upon your death. We will ask for your social security number so that we can stop your
pension payments and review your record to see if anything more is payable.
Additional information about reporting a death can be found by going to the ING website at https://stateofmi.csplans.com or by
calling (800) 748-6128.
The Michigan Department of Civil Service Employee Benefits Division also publishes Death Benefits for State Employees: A Guide for Surviving Family Members, Estate Executors and Others, which you may find helpful.
Continued insurance for your survivors.
If you elected a survivor option for your pension, group
insurances will continue uninterrupted for your designated pension beneficiary
after your death. Your eligible dependents covered at the time of your death
will also continue to receive insurance benefits if you chose a survivor option.
If you did not choose a survivor option, coverage for
your enrolled spouse and dependents ceases the last day of the month of death.
However, they may be eligible to continue insurance coverage for up to 36 months
through COBRA.
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