Nonduty Preretirement Survivor Pension

Your spouse or eligible children may receive a nonduty survivor pension if you are an active member or deferred member with ten or more years of service credit and die before you are eligible to receive a full pension.

Eligible recipients

• If you are married, your surviving spouse will receive full nonduty survivor benefits until his or her death.
• If you do not have a surviving spouse, or your surviving spouse dies, your children under the age of 18 will receive the full survivor benefit divided equally between them. The survivor benefit will stop on their 18th birthday and be divided equally between any other children under the age of 18. This recalculation continues until the youngest has reached 18.
• If you have no dependents, your estate will receive any personal contributions plus interest you may have on account.

Calculation

A nonduty survivor benefit is 2.4 percent of your final average compensation (FAC) multiplied by the number of years of service you have accumulated.

Conditions

Your surviving spouse or dependent children cannot receive a nonduty survivor benefit if any other benefits are paid under Public Act 182 of 1986.

To apply

Contact ORS to notify us of a member's death as soon as you are able. We will review the deceased member's file and determine what benefits are payable, if any, and to whom.

If a benefit is payable, the recipient will be notified and mailed the appropriate forms to complete. Eligibility for a survivor benefit starts the first day of the month following your death.