Deferred Retirement

If you leave State Police employment and are vested (you have ten or more years of service) but have not reached the 25 years of service needed for a full retirement, you qualify for a deferred retirement. You can apply for a benefit at age 50.

All deferred pension recipients are eligible for health, dental, and vision benefits. The amount of the premium subsidy is the same as given to age and service retirees. Life insurance is not available to deferred retirees.

In addition, if you die as a deferred member (before age 50) your surviving spouse is eligible for a lifetime survivor benefit. The benefit is payable when you would have reached age 50. No additional benefits are payable to minor children or dependents.

Eligibility

If you leave State Police employment with more than 10 years of service, but less than 25 years of service, and you have left any personal contributions on account, you will qualify for a pension at age 50.

Calculation

Your annual pension benefit for a deferred retirement is calculated by multiplying your final average compensation by 2 percent times your years of service.

Conditions

Your pension may only be deferred if your separation from the State Police did not involve a breach of the public trust. Please note that a deferred retirement is not the same as being a Deferred Retirement Option Plan participant.

To apply

Download or request a retirement application. Click here for more details on How to Apply. Be sure to apply for your benefit at least 30 days, but no more than 90 days, before your 50th birthday. Your pension won't be any higher if you wait, and you could even lose money because we can't pay retroactively.