Step Forward Michigan Programs

The Michigan Homeowner Assistance Nonprofit Housing Corporation (MHA) acting through the Michigan State Housing Development Authority (MSHDA) designed forgivable loan programs to help homeowners who have had a financial hardship.

Michigan homeowners can apply directly at or by calling 866-946-7432.

  • Mortgage payment assistance for homeowners currently receiving Michigan unemployment compensation
  • Rescue funds for homeowners who have fallen behind in their mortgage payments or past due property tax payments due to no fault of their own
  • Federal matching funds for principal reductions for homeowners who can no longer afford their mortgage payments as a result of reduced income

- Step Forward Michigan website
- MSHDA Housing Education Agency Locator
- Resources for Homeowners Facing Foreclosure

Additional Information
List of Participating Partners
U.S.Treasury Reports

For Servicers
Servicer Contact/Wire Instructions (10/13)
Servicer Participation Agreement (10/15)
Condominium HOA Participation Agreement (10/15)
HUD RESPA Exemption on Michigan's Hardest Hit Programs