• Option 1: Spouse $1,500 and/or Child(ren) $1,000 each
• Option 2: Spouse $5,000 and/or Child(ren) $2,500 each
• Option 3: Spouse $10,000 and/or Child(ren) $5,000 each
• Option 4: Spouse $25,000 and/or Child(ren) $10,000 each
• Option 5: Child(ren) Only $10,000 each

You have the option of enrolling your legal spouse and eligible children in one of the Dependent Life Insurance Plans (see above).  All optional plan premiums are paid by the employee via payroll deductions.

Each of these plans will cover your unmarried children between the ages of 14 days and 23 years for whom you provide at least 50% of their support (even if they are no longer students).

Coverages for a child who is documented as being incapacitated by a physical or mental impairment will continue at and beyond age 23, provided coverage does not terminate for any other reason. Carefully read Section 11, Dependent Eligibility, later on this website for more specific information.

You will be the sole beneficiary of your dependent's life insurance. If you are also not living when a death benefit is payable, benefits will be paid to your legal spouse, if living; otherwise to your surviving children in equal shares; otherwise to the estate of the last survivor.