Who Is Eligible?

Eligibility to participate in the
Benefits for Life plans varies
by plan as shown in the table
below. 

For some plans, you can also
cover your spouse, eligible
children and grandchildren. 

Non-career employees are not
eligible to enroll in this optional coverage program.

Employee Eligibility

Benefits for Life Plan

Eligibility to Participate

Supplemental Term Life Insurance

Active employees regularly scheduled to work 15 or more hours per week or a minimum of 750 hours during a rolling 12-month period.

Accidental Death and Dismemberment Insurance (AD&D)

Full-time and part-time employees.

Universal Life Insurance

Active employees working 20 hours per week after completion of 3 months of continuous service.

Critical Illness Insurance

Active employees working 20 hours per week after completion of 3 months of continuous service.

Auto and Home Insurance

All benefit-eligible active employees.

Legal Plan

Active employees regularly scheduled to work 15 or more hours per week or a minimum of 750 hours during a rolling 12-month period.

Discount Plan

All benefit-eligible active employees.

Benefits for Life Plan

Dependent Eligibility to Participate

Supplemental Term Life Insurance

Your spouse and eligible children. Children are covered up to age 19 or up to age 25 if a full-time student.

Accidental Death and Dismemberment Insurance (AD&D)

Your spouse and eligible children. Children are covered up to age 19 or up to age 25 if a full-time student.

Universal Life Insurance

Your spouse, eligible children and grandchildren. Children are eligible up to age 19 or up to age 23 if a full-time student.

Critical Illness Insurance

Your spouse and eligible children. Children are eligible up to age 19 or up to age 23 if a full-time student.

Auto and Home Insurance

All resident family members of benefit-eligible, active employees.

Legal Plan

Your spouse and eligible children. Children are covered up to age 19 or up to age 25 if a full-time student.

Discount Plan

All resident family members of benefit-eligible, active employees.