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Long Term Disability (LTD)

Long Term Disability Plan Summary

The benefits described in this booklet are provided under the State of Michigan's self-funded Long Term Disability Plan. The benefits will be paid with State funds. Visit the Office of the State Employer to view the entire Long Term Disability Booklet

To learn more about the Insurance Premium Rates and how the employee contribution is calculated review the Long Term Disability Insurance Premium Rates, for an estimate of what Long Term Disability Insurance will cost per-pay period use the LTD Insurance Estimator.

To learn about specific plan benefits, exclusions, and limitations please review the LTD Plan booklet.