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How to become licensed as a non-resident Surplus Lines Agency

  • The agency must hold a license for Property, Casualty, Property and Casualty, or Accident and Health, and a Surplus Lines license in their home state and be in good standing. The licenses will be verified on the NAIC Producer Database (PDB). The agency must obtain a non-resident Property and Casualty or Accident and Health license. It may be applied for before obtaining the non-resident Surplus Lines license or simultaneously.
  • The agency must have a Michigan licensed Surplus Lines individual producer in good standing affiliated with their agency before an agency Surplus Lines license will be issued.
  • Submit a $110.00 fee in the form of a business check, cashier's check, or money order made payable to the State of Michigan. Do not send personal checks.

 

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