Below are lists of personal auto and home insurers that do or do not use credit scoring in establishing premiums. As you shop for insurance, ask whether a company prices based on your credit score.

Here are some cautions:

• You may not be able to find suitable products from all of the insurers listed. Some could be writers of group rated, non-group rated and exempt policies.
• Rates charged by some of the insurers who do not use credit scoring may be higher than those who use credit scoring.

Personal Auto Insurer Credit Scoring List
Personal Home Insurer Credit Scoring List