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Insurance Prelicensing Education Exclusions & Waivers

Section 1204(2) of the Insurance Code, being MCLA 500.1204(2), allows for insurance licensing candidates to waive Prelicensing Education (PE) and indicates the condition required.

Am I eligible for a waiver of Prelicensing Education if I hold a professional designation in insurance?
What documentation should I submit to request a waiver of Prelicensing Education if I hold a qualified professional designation?
Am I eligible for a waiver of Prelicensing Education if I have a college degree with a concentration in insurance?
What documentation should I submit to request a waiver of Prelicensing Education if I have the appropriate college credits?
From whom do I request a waiver of Prelicensing Education?
When I receive the waiver, do I take it to the test center on exam day?
Are candidates required to complete Prelicensing Education for all Michigan insurance exam types?
Are study materials available for Michigan insurance exams?
 
 
Question Am I eligible for a waiver of Prelicensing Education if I hold a professional designation in insurance?
Answer

Yes. A waiver of the Prelicensing Education (PE) requirement may be granted for individuals holding the professional designations listed below.

Life Exams

A & H Exams

P & C Exams

CEBS

RHU

AAI

ChFC

CEBS

ARM

CIC

REBC

CIC

CFP

HIA

CPCU

CLU

 

 

FLMI

 

 

LUTCF

 

 

   
Question What documentation should I submit to request a waiver of Prelicensing Education if I hold a qualified professional designation?
Answer

A letter requesting the waiver and a copy of the professional designation certificate or a letter confirming the possession of a professional designation.

   
Question Am I eligible for a waiver of Prelicensing Education if I have a college degree with a concentration in insurance?
Answer

Yes.  Individuals must possess a concentration of 21 term credits or 17 semester credit hours of insurance course work from an accredited college.
A concentration in Risk Management or Property or Casualty course work is required to waive the Prelicensing Education requirement for a Property and/or Casualty licensing exam.

A concentration in Life and Health or related Estate Planning course work is required to waive the Prelicensing Education requirement for a Life and/or Accident and Health licensing exam.
   
Question What documentation should I submit to request a waiver of Prelicensing Education if I have the appropriate college credits?
Answer

Copies of the college transcript and course descriptions are required, along with a letter requesting the waiver.

   
Question From whom do I request a waiver of Prelicensing Education?
Answer

Send all required documents and a letter to:
            OFIR
            Prelicensing Education Waiver Request
            PO Box 30220
            Lansing, MI 48909

The letter should contain the request for a Prelicensing Education waiver and your contact information, including your name, mailing address, telephone number and email address.  Please contact our office at 877-999-6442 if you have additional questions.
   
Question When I receive the waiver, do I take it to the test center on exam day?
Answer

Yes.  The waiver must be given to staff at the test center in order to verify eligibility to sit for the exam.

   
Question Are candidates required to complete Prelicensing Education for all Michigan insurance exam types?
Answer

Candidates are not required to complete Prelicensing Education if they are obtaining a license for Limited Lines P & C, Title, Adjuster, Counselor, or Surplus Lines.

Candidates who are obtaining a license for Limited Line Credit Insurance are not required to complete a State-approved Prelicensing Education program.  However, these candidates must receive a program of instruction from their sponsoring insurer prior to sitting for the examination.

 

   
Question Are study materials available for Michigan insurance exams?
Answer

Our office has entered into a partnership with PSI Services LLC (PSI) to administer insurance licensing exams. In addition to administering the respective exams, PSI also publishes the content outlines for all Michigan licensing exams on their website at PSI Exams Online. Content outlines indicate the examination time limit, subject area and the number of items in each area.
 
Following is a link to a list of providers that offer study material for license types not requiring Prelicensing Education.
 
Study Material for MI Exam types without Prelicensing Education requirement

   
Related Content
 •  Examination Information
 •  Insurance Prelicensing Education FAQ's
 •  Prelicensing Education Providers & Courses
 •  PE Provider Performance Report
 •  Producers/Individual Insurance
 •  Exams Administered Performance Report
 •  Insurance Education Communications
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