Section 1204c(11) of the Michigan Insurance Code, being MCLA 500.1204c(11), states that the commissioner may waive the continuing education (CE) requirements of this section for an agent/producer if the commissioner determines that the enforcement of the requirements would cause severe hardship.
Who is eligible for a waiver of the continuing education requirements?
Our office, with input from the Agent Education Advisory Council, has defined "hardship" as (a) the licensee has a terminal illness, (b) illness of self or spouse that required an inordinate time for care by the licensee or (c) military duty.
What information is required to obtain the waiver of continuing education?
A letter must be sent with the following information prior to your CE Review date:
Current doctor's statement supporting your disability/illness
or a copy of the deployment orders;
Description, in your own words, of the situation;
Explanation of what functions you are performing as an agent;
Impact illness/disability has had on your ability to function
as an active agent;
Reason you believe the disability/illness prevented you
from attending a classroom course or completing a home study
Specify the length of the waiver.
Where do I send the request for a waiver?
Send all information to the following address or fax number:
Office of Financial and Insurance Regulation
Continuing Education Waiver Request
PO Box 30220
Lansing, MI 48909
Fax Number: 517-241-3953
If I receive a waiver, does my CE review date change?
No, review dates are established by statute and credit hours are due every two years thereafter. The hours are due every two years from the initial review date, even if you were granted additional time to complete the hours and/or waived for an entire review period.
The answers provided are not meant to be a substitute for legal advice.