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 | Who is required to take prelicensing education (PE)? |
 | Resident insurance producer or solicitor license candidates are required to take PE |
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| For the Resident Producers and Solicitors, how many hours of PE are required? |
| | Life/Limited Life | 20 hours of course study | | Accident & Health | 20 hours of course study | | Life and Health | 40 hours of course study | | Property and Casualty | 40 hours of course study | | Property only | 20 hours of course study | | Casualty only | 20 hours of course study | | Personal Lines | 20 hours of Property and Casualty course study | | Property, Casualty, and Personal Lines | 40 hours of Property &
Casualty course study | |
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| Can I waive the PE requirement? |
| Yes, if you hold certain professional designations (CLU, ChFC, CPCU, AAI, CIC), or possess a concentration of college credits in insurance from an accredited college. You must write to our office (see How to Waive PE) and receive a written waiver before taking the exam. | Life | A & H | P & C | | CEBS | RHU | AAI | | ChFC | CEBS | ARM | | CIC | REBC | CIC | | CFP | HIA | CPCU | | CLU | | | | FLMI | | | | LUTCF | | | |
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| If I was previously licensed in another state, do I need to obtain the PE waiver before taking the examination? |
| No. |
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| Can I fulfill the PE requirements by correspondence? |
| Yes. PE coursework is approved in Michigan for classroom and correspondence. Either is acceptable. |
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| How do I obtain a list of PE providers? |
| See www.michigan.gov/ofir or click here. |
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| How long is a PE Certificate good for? |
| The licensing candidate must take the initial examination within 12 months of the date of the PE course. If a passing exam score is not achieved by the end of the 12 months, you would have to start PE anew and earn a new Certificate of Completion. |
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| Do I mail in the PE Certificate or Waiver or take it with me to the exam site? |
| Generally, the rule is to take it to the exam site. All paperwork needed for the examination must be presented at the exam center. |
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