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Waiver for Insurance Prelicensing Education

Who is required to take prelicensing education (PE)?
For the Resident Producers and Solicitors, how many hours of PE are required?
Can I waive the PE requirement?
If I was previously licensed in another state, do I need to obtain the PE waiver before taking the examination?
Can I fulfill the PE requirements by correspondence?
How do I obtain a list of PE providers?
How long is a PE Certificate good for?
Do I mail in the PE Certificate or Waiver or take it with me to the exam site?
 
 
   
Question Who is required to take prelicensing education (PE)?
Answer

Resident insurance producer or solicitor license candidates are required to take PE

   
Question For the Resident Producers and Solicitors, how many hours of PE are required?
Answer
Life/Limited Life 26 Hours of course study
Accident & Health 20 hours of course study
Life and Health 40 hours of course study
Property and Casualty 40 hours of course study
Property only 18 hours of course study
Casualty only 28 hours of course study
Personal Lines 40 hours of Property and Casualty course study
   
Question Can I waive the PE requirement?
Answer Yes, if you hold certain professional designations (CLU, ChFC, CPCU, AAI, CIC), or possess a concentration of college credits in insurance from an accredited college. You must write to OFIS (see How to Waive PE) and receive a written waiver before taking the exam.
   
Question If I was previously licensed in another state, do I need to obtain the PE waiver before taking the examination?
Answer No.
   
Question Can I fulfill the PE requirements by correspondence?
Answer

Yes. PE coursework is approved in Michigan for classroom and correspondence. Either is acceptable.

   
Question How do I obtain a list of PE providers?
Answer See www.michigan.gov/ofis or click here. If you do not have access to the Internet you may telephone Promissor at (800) 274-2623 for the list.
   
Question How long is a PE Certificate good for?
Answer The licensing candidate must take the initial examination within six months of the date of the PE course completion (if not, the certificate expires and the course must be repeated.) If you fail the initial examination, you would then have an additional six months from the date of the first attempt to retake and pass the examination. (If a passing exam score is not achieved by the end of the six months, you would have to start PE anew and earn a new Certificate of Completion).
   
Question Do I mail in the PE Certificate or Waiver or take it with me to the exam site?
Answer Generally, the rule is to take it to the exam site. All paperwork needed for the examination must be presented at the exam center.
   
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