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Health Coverage Rate Increase Requests

Health Coverage Rate Increase Requests, 10% or more
The Department of Insurance and Financial Services (DIFS) performs reviews on premium rates filed by Blue Cross Blue Shield of Michigan (BCBSM), health maintenance organizations (HMOs) and individual and small group rates filed by health insurance companies.  As a result of the Patient Protection and Affordable Care Act, health carriers must inform the public when they want to increase premium rates for individual and small group policies by an average of 10% or more.  Below is a listing of carriers in Michigan who have requested such an increase for a product they sell.

COMPANY NAME SERFF # PRODUCT PROPOSED EFFECTIVE DATE REQUESTED RATE INCREASE HIOS PRODUCT ID (LINK TO CONSUMER DISCLOSURE)
Medical Mutual of Ohio
MEDM-128940423
SuperMed Plus- PPO-Individual
1/1/2014
14.6%
81907MI001
Priority Health
PRHL-128834878
State Mandated Individual HMO
5/1/2013
12.56%
29698MI019
Golden Rule Insurance Company
AMMS-128772802
Gen-25 Individual-PPO and Individual-Indemnity
4/1/2013
18%
74304MI014
Nippon Life Insurance of America
NLAM-128636271
Small Group - FlexChoice,HDHP,EVP,PPO
1/1/2013
10.1%
59140MI001
Everence Association
MMAA-128647270
Vantage Individual
1/1/2013
18%
31333MI001
Paramount Care of Michigan
PARM-128660601
Small Group HMO and POS Plans
11/1/2012
39.95%
23592MI010
Celtic Insurance Company
CELT-128665400
Various Individual PPO Products
10/1/2012
32.9%
35443MI001
Blue Cross Blue Shield of Michigan
BBMI-128360198
Simply Blue HSA with Drug PPOl
10/1/2012
12.7%
15560MI033
Celtic Insurance Company
CELT-128313159
Celtic Basic, Celticare Preferred, and HSA Individual
7/1/2012
15.2%
35443MI001
Priority Health
PRHL-127752430
State Mandated Individual HMO
5/1/2012
22.8%
29698MI019
McLaren Health Plan
MCLH-127752430 & MCLH-127774318
Small Group HMO and PPO Plans
1/1/2012
16.7%
20393MI001
Priority Health Insurance Company (PHIC)
PRHL-127695965
PriorityHSA-Small Group-HMO
1/1/2012
24.5%
29698MI037
Priority Health Insurance Company (PHIC)
PRHL-127696158
PriorityHSA-POS-Small Group
1/1/2012
24.5%
29698MI041
Priority Health Insurance Company (PHIC)
PRHL-127775875
PriorityHSA-PPO-Small Group
1/1/2012
24.5%
29241MI029
Trustmark Life Insurance Company
TRST-127715092
SMC-PPO-Small Group
9/1/2011
13.2%
25165MI002

To comment on a proposed rate increase, email us at HealthRateComments@michigan.gov. Please reference the SERFF Number in your communication.

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