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Consumer Finance and Mortgage Bulletins

• Bulletin 2013-08-CF PDF icon Spot Delivery (supercedes Bulletin 2012-20-CF)

• Bulletin 2013-01-CF PDF icon Motor Vehicle Sales Finance (supersedes Bulletin 2011-02-CF)

• Bulletin 2012-03-CF PDF icon CPI Adjusted Regulatory Loan Act Loan Processing Fee(supersedes Bulletin 2010-03-CF)

• Bulletin 2011-07-CF PDF icon CPI-Adjusted Repayment plan Fee: Deferred Presentment Service Transaction

• Bulletin 2011-04-CF PDF icon CPI-Adjusted return check charge: Deferred Presentment Service Transactions

• Bulletin 2011-02-CF PDF icon Documentary Preparation Fee Adjustment under the Motor Vehicle Sales Finance Act

• Bulletin 2010-20-CFMotor Vehicle Installment Sales Practice of Spot Delivery (superseded by Bulletin 2013-08-CF)

• Bulletin 2010-18-CF PDF icon Mortgage Loan Originator Licensing Act

• Bulletin 2010-17-CF PDF icon Mortgage Loan Originator Company Surety Bond

• Bulletin 2010-13-CF PDF icon Licensure and Registration of Mortgage Loan Modification Providers

• Bulletin 2010-03-CFCPI-Adjusted Regulatory Loan Act Loan Processing Fee (superceded by Bulletin 2012-03-CF)

• Bulletin 2009-08-CF PDF icon Accelerated Payment Providers

• Bulletin 2009-06-CF PDF icon Documentary Preparation Fee Adjustment under the Motor Vehicle Sales Finance Act

• Bulletin 2008-15-OFIR PDF icon Change to HUD's Counseling Hotline Telephone Number Required by the Consumer Mortgage Protection Act.

• Bulletin 2008-14-CF PDF icon Check Presentment and Transaction Closing Procedures for Deferred Presentment Service Transactions

• Bulletin 2008-02-CF PDF icon CPI-Adjusted Regulatory Loan Act Loan Processing Fee

• Bulletin 2007-12-CF PDF icon CPI-Adjusted Regulatory Loan Act Loan Processing Fee

• Bulletin 2007-10-CF PDF icon Applicability of Motor Vehicle Sales Finance Act to cash sale or non-installment sales transactions.

• Bulletin 2007-02-CF PDF icon Interpretive Informational Professional Employer Organization (PEO)

• Bulletin 2007-01-CF PDF icon Documentary Preparation Fee adjustment under the Motor Vehicle Sales Finance Act

• Bulletin No. 2006-06-CF PDF icon Credit Services Organizations, Regulatory Loan Act and Consumer Financial Services Act Licensees and Short-Term (Payday) Loans

• Bulletin No. 2005-19-CF License Application Timeline and Process Under the Deferred Presentment Service Transactions Act

• Bulletin No. 2004-05-CF Mortgage Lenders use of Escrow Companies to perform mortgage closing and disbursement of proceeds

• Bulletin No. 2003-09-CF Net Branching, Employee status, and Licensing under the Mortgage Brokers, Lenders, and Servicers Licensing Act, the Secondary Mortgage Loan Act, and the Consumer Financial Services Act

• Misleading Advertisement Letter (issued 11-24-03) PDF icon

• Bulletin No. 2003-05-CF Mortgage Prepayment Penalty Restrictions (supercedes Mortgage Prepayment Penalty Restrictions [issued 11-16-98])

• Bulletin 1991-1 Definition of Full-time Employee under this Act(rescinded, replaced by OFIS Bulletin 2003-09-CF)

• Disclosure of Negative Equity on an Installment Sales Contract (issued 7-6-99) PDF icon

• Addendum to 1991-1Clarification of the Definition of Full-time Employee under this Act (rescinded, replaced by OFIS Bulletin 2003-09-CF)

• Mortgage Loan Advertising (issued 7-28-92) PDF icon

• Mortgage Prepayment Penalty Restrictions (issued 11-16-98)superceded by Bulletin No. 2003-05-CF

• Rights of First Refusal to Provide Additional Financing (issued 11-12-98) PDF icon

• FAQ on Rights of First Refusal (issued 12-3-98) PDF icon




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