Mortgage Credit Certificate (MCC) ProgramMSHDA's MCC Program allows a federal tax credit to new, qualified homebuyers. Homebuyers taking advantage of the MCC Program may qualify for 20% of their annual mortgage interest paid to be credited against their year-end tax liability. Find out how to qualify for this great program!
Get Started with a MSHDA LoanDreaming of owning a home? MSHDA has many different loan programs to help you become a homeowner. These programs include down payment assistance, and friendly homeownership counselors who will give you straight answers to your home buying questions. At MSHDA, we are ready to help you become a homeowner. Let's get started - together.
Down Payment AssistanceFor many low-to-moderate income homebuyers and persons with disabilities, saving money for a down payment can be a challenge. Michigan State Housing Development Authority (MSHDA) has programs to help you buy your dream home sooner.
Homeownership CounselingHomeownership education and counseling is available to individuals who are considering the purchase of a home or to qualified homeowners through the Michigan Homeownership Counseling Program. The educational classes ensure that homebuyers or homeowners have a good understanding of their mortgage loan and the responsibilities of sustainable homeownership.